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Mortgage News


Our Advantages

  • Innovative loan programs
  • Flexible underwriting
  • Quick turnaround time
  • Competitive interest rates
  • Low lender fee 

Our Niches

  • Loans to OPT students
  • Non-warrantable condominium
  • Alternate income documentation
  • 15 financed rental properties
  • Cash out amount up to $4M
  • 90% LTV to non-permanent residents
  • One year tax return for self-employer
  • LLC or Corporation vesting 
  • Buy first investment property with no manging rental history
  • Accept rental income for departing residence with no lease or deposit check required
HMDA Report

…….....  and many more …….........

Please call one of our lending branches for detail. The phone numbers are listed at up-right corner of this page

Welcome to our website.

Summit Mortgage Bankers, Inc. is a full service mortgage banking entity. We have been in mortgage business since 1992.  Currently we are licensed to originate loans in state of New York, New Jersey and California.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

新美贷款银行,是华人社区最具规模、历史最悠久的专业房贷银行。自1992年成立以来,我们横跨东西两岸,为数以万计的华人家庭实现了安居乐业的美国梦想。您,将是我们帮助圆梦的下一个!

Recent Articles

Apr
24
2019
Getting a Home Improvement Loan: Scenario by Scenario
Home improvement loans can be used for minor upgrades or major repairs or even complete remodels. Everything from replacing old plumbing to making your home more energy efficient are great reasons to consider a home improvement loan. With much better rates than a credit card and more...
Apr
17
2019
Neighborhood
Is your current neighborhood your ideal place to live? Why did you choose that particular area? Maybe it was because of affordability or because it's close to work or because you have family that lives nearby. Another reason is likely because you felt the "vibe" of that neighborhood....
Apr
10
2019
Considering Investing in Real Estate? Here are Five Tips to Know
What's the ultimate form of income? Passive income! And that typically comes in the form of investments. While there are many options, from stocks to funding start-ups, one of the most reliable investments in terms of return lies in real estate. When purchasing an investment...
Apr
03
2019
Questions To Ask Before Moving To Shorten Your Commute
Is it worth moving to shorten your work commute? It certainly sounds reasonable but let's break it down and see if it makes sense for your situation. But first, is commuting all that bad? Unfortunately, yes! Some say that long work commutes add unnecessary stress to their lives and may...