New York: (212) 608-5588; (718) 888-0828

New Jersey: (732) 650-1837

Southern CA: (626) 458-6878; (626) 269-6200

  Northern CA: (408) 434-9888

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Mortgage News


Our Advantages

  • Innovative loan programs
  • Flexible underwriting
  • Quick turnaround time
  • Competitive interest rates
  • Low lender fee -$668 only

 

Our Niches

  • Loans to OPT students
  • Non-warrantable condominium
  • Alternate income documentation
  • 15 financed rental properties
  • Cash out amount up to $4M
  • 90% LTV to non-permanent residents
  • One year tax return for self-employer
  • LLC or Corporation vesting 
  • Buy first investment property with no manging rental history
  • Accept rental income for departing residence with no lease or deposit check required

…….....  and many more …….........

Please call one of our lending branches for detail. The phone numbers are listed at up-right corner of this page

Welcome to our website.

Summit Mortgage Bankers, Inc. is a full service mortgage banking entity. We have been in mortgage business since 1992.  Currently we are licensed to originate loans in state of New York, New Jersey and California.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

新美贷款银行,是华人社区最具规模、历史最悠久的专业房贷银行。自1992年成立以来,我们横跨东西两岸,为数以万计的华人家庭实现了安居乐业的美国梦想。您,将是我们帮助圆梦的下一个!

Recent Articles

Oct
17
2018
Unpacking and Understanding The Mortgage Payment
As a first-time homebuyer, you likely have questions about your mortgage payments and how it's calculated. How much can you expect to pay? How are taxes paid? What's the purpose of mortgage insurance? This post will unpack your mortgage payment so you know what you're paying for each...
Oct
10
2018
Is A Reverse Mortgage Better Than A Traditional Mortgage?
Reverse mortgage versus a traditional mortgage --is one better than the other? The answer is that it depends on the situation. They have many similarities, but there are a few key differences that make reverse mortgages a better choice than a traditional mortgage. Or vice versa. This...
Oct
03
2018
What To Expect The Day Your Home Loan Closes
“What happens on closing day and after?” That’s a question we get asked often. On closing day, you’ll sign documents to finalize the transaction and release the funds from your home loan. You’ll also receive digital or paper copies of all the signed...
Sep
26
2018
Little Known Factors That Affect How Much Property You Can Afford
Getting pre-approved for a home loan is an essential first step to knowing how much home you can buy. But did you know that the property itself also effects on how much you can afford? Here are some of the factors that determine how much you can afford to buy with your home loan. Have you been...