New York: (212) 608-5588; (718) 888-0828

New Jersey: (732) 650-1837

Southern CA: (626) 458-6878; (626) 269-6200

  Northern CA: (408) 434-9888

Please call
           Apply Now
      calculators
Mortgage News


Our Advantages

  • Innovative loan programs
  • Flexible underwriting
  • Quick turnaround time
  • Competitive interest rates
  • Low lender fee -$668 only

 

Our Niches

  • Loans to OPT students
  • Non-warrantable condominium
  • Alternate income documentation
  • 15 financed rental properties
  • Cash out amount up to $4M
  • 90% LTV to non-permanent residents
  • One year tax return for self-employer
  • LLC or Corporation vesting 
  • Buy first investment property with no manging rental history
  • Accept rental income for departing residence with no lease or deposit check required

…….....  and many more …….........

Please call one of our lending branches for detail. The phone numbers are listed at up-right corner of this page

Welcome to our website.

Summit Mortgage Bankers, Inc. is a full service mortgage banking entity. We have been in mortgage business since 1992.  Currently we are licensed to originate loans in state of New York, New Jersey and California.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

新美贷款银行,是华人社区最具规模、历史最悠久的专业房贷银行。自1992年成立以来,我们横跨东西两岸,为数以万计的华人家庭实现了安居乐业的美国梦想。您,将是我们帮助圆梦的下一个!

Recent Articles

Sep
19
2018
Deciding Between a VA Loan and FHA Loan? Read This First.
Government-back home loans offer some of the best rates and perks, especially when it comes to Veteran home loans. But is that the right choice? Should you opt for an FHA home loan instead? Remember, our office is here to guide you! There’s no rush to decide on your own which home loan...
Sep
12
2018
The Trick to Winning a Home Bidding War
There's more than one way to win a bidding war. If you find yourself competing with multiple offers on the same house, know that there are others ways to sway favor in your direction other than offering more money. The trick is to make your offer stand-out and to encourage the seller to make an...
Sep
05
2018
"Should I Sell My Current Home Before I Buy A New One?"
You may be wondering if there is a right order to buying and selling a home when you're already a homeowner. For example, would it be better to sell first and then shop for a new home? Or maybe it's best to buy first then sell your current home? This article will help you to understand the...
Aug
29
2018
The Difference Between Mortgage Brokers and Real Estate Agents
Two professionals will quickly become your best friends when you're buying a home: your mortgage broker and real estate agent. How do they differ and how do they work together to help you with your home purchase? How Do Mortgage Brokers and Real Estate Agents Differ? Real estate...