New York: (212) 608-5588; (718) 888-0828

New Jersey: (732) 650-1837

Southern CA: (626) 458-6878; (626) 269-6200

  Northern CA: (408) 434-9888

Please call
           Apply Now
      calculators
Mortgage News


Our Advantages

  • Innovative loan programs
  • Flexible underwriting
  • Quick turnaround time
  • Competitive interest rates
  • Low lender fee -$668 only

 

Our Niches

  • Loans to OPT students
  • Non-warrantable condominium
  • Alternate income documentation
  • 15 financed rental properties
  • Cash out amount up to $4M
  • 90% LTV to non-permanent residents
  • One year tax return for self-employer
  • LLC or Corporation vesting 
  • Buy first investment property with no manging rental history
  • Accept rental income for departing residence with no lease or deposit check required

…….....  and many more …….........

Please call one of our lending branches for detail. The phone numbers are listed at up-right corner of this page

Welcome to our website.

Summit Mortgage Bankers, Inc. is a full service mortgage banking entity. We have been in mortgage business since 1992.  Currently we are licensed to originate loans in state of New York, New Jersey and California.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

新美贷款银行,是华人社区最具规模、历史最悠久的专业房贷银行。自1992年成立以来,我们横跨东西两岸,为数以万计的华人家庭实现了安居乐业的美国梦想。您,将是我们帮助圆梦的下一个!

Recent Articles

Apr
18
2018
Should I Use My 401(K) to Pay off My Mortgage?
If you have a large 401 (k) plan but aren't quite near retiring age, you may be considering using part of it to pay off your mortgage. Seems like a good idea, but is it? There is no "right" answer. Factors like how much you owe on your mortgage and your ability to pay back the amount you...
Apr
11
2018
Top Solutions to Your Refinancing Obstacles
Refinancing is similar to getting a mortgage, and that includes the application process. However, there are a few differences that can sometimes appear as hurdles. Our office is committed to helping you find real solutions to refinancing, so we put together this list of the top...
Apr
04
2018
Pre-qualification vs. Pre-approval: What's the Difference?
Pre-qualification and pre-approval mean different things when it comes to getting a home loan. Both pre-qual and pre-approval begin the same way and are useful when you're looking to buy a home. However, if you want to lock in a low-rate mortgage and be ready to make an offer as soon as you...
Mar
28
2018
What is a Zero-Down Mortgage?
A mortgage that doesn't require money down is called a "zero down payment" mortgage. These loans are not as widely available as other home loans, and qualifying is a bit more challenging. However, a "zero down" home loan has some perks that you should know about. This article will...

Get A Quick Quote