Realize Your Dream of Home Ownership

Welcome to Summit Mortgage Banker, Inc, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

Welcome to our website.

Summit Mortgage Bankers, Inc. is a full service mortgage banking entity. We have been in mortgage business since 1992 and helped thousands of customers achieved their dream of home ownership in America.  

We serve our customers with honesty, integrity and competence. We provide home loans to our customers with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

COVID-19:  AN IMPORTANT MESSAGE TO OUR CUSTOMERS
As we navigate the rapidly evolving Covid-19 situation, our first priority is the safety and health of our employees and customers. Follow the recommendation from CDC and local governments, we temporarily closed some of our locations until further notice. Our employees are working from home. If you have any questions or need assistance, please call us at toll free number 877-282-6561 or call individual loan officers you are currently working with. We truly appreciate your patience as we work through this difficult time. We are committed to devote all available resources to minimize the impact to you and to our business.  

MORTGAGE RELIEF PROGRAM
We have mortgage relief program for those customers who are experiencing financial hardship due to COVID-19. The program offers an immediate payment suspension -- a temporary pause of your loan payments for three months and applies to mortgage loans secured by Coop, Condo or 1-4 family residential dwellings that are owner occupied.

During payment suspension:   ( 1 )  We won't charge late fees 
                                                 ( 2 )  We won't report the forbearance as late payments

To receive assistance, please send an email to Michael.Chen@smb-mortgage.com. The email should explain your need for assistance and include your name, contact phone number, the account number, and the property address. You may also be required to provide additional information to evaluate your request for assistance.  Please do NOT include any personal information such as Social Security Number, Tax Identification, or Driver's License numbers in the email.  If you have any questions regarding the COVID-19 Relief Program, please call our toll-free number (877) 282-6561.  

CFPB published a video on how mortgage forbearance works under CARES Act. Please click the link below to view the video. 

https://www.youtube.com/watch?v=br5EPugsnLs&feature=emb_title

Get Your Mortgage Questions Answered Today!