New York: (212) 608-5588; (718) 888-0828

New Jersey: (732) 650-1837

Southern CA: (626) 458-6878; (626) 269-6200

  Northern CA: (408) 434-9888

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Mortgage News


Our Advantages

  • Innovative loan programs
  • Flexible underwriting
  • Quick turnaround time
  • Competitive interest rates
  • Low lender fee -$668 only

 

Our Niches

  • Loans to OPT students
  • Non-warrantable condominium
  • Alternate income documentation
  • 15 financed rental properties
  • Cash out amount up to $4M
  • 90% LTV to non-permanent residents
  • One year tax return for self-employer
  • LLC or Corporation vesting 
  • Buy first investment property with no manging rental history
  • Accept rental income for departing residence with no lease or deposit check required

…….....  and many more …….........

Please call one of our lending branches for detail. The phone numbers are listed at up-right corner of this page

Welcome to our website.

Summit Mortgage Bankers, Inc. is a full service mortgage banking entity. We have been in mortgage business since 1992.  Currently we are licensed to originate loans in state of New York, New Jersey and California.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

新美贷款银行,是华人社区最具规模、历史最悠久的专业房贷银行。自1992年成立以来,我们横跨东西两岸,为数以万计的华人家庭实现了安居乐业的美国梦想。您,将是我们帮助圆梦的下一个!

Recent Articles

Jan
16
2019
Reasons to Refinance When Rates are Rising - 5 Examples
In previous posts, we talked about the current rise in mortgage rates and whether it's still a good time to buy a home (yes it is!). This week, we want to focus on refinancing and whether you should consider it in this market. While it may not be the right time to refinance for all homeowners,...
Jan
09
2019
Credit Score Requirements For 2019 Homebuyers
Your credit score is the first thing we review when applying for a home loan. While there are many factors involved in qualifying, your FICO is the most critical. The minimum credit score needed in 2019 to qualify depends mostly on the type of home loan you are looking to get. Generally...
Jan
02
2019
Is Paying Off Your Mortgage Early Worth It?
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of paying off the mortgage early. Not a homeowner...
Dec
27
2018
Increased Mortgage Rates --Should You Still Buy In 2019?
Does the news of rising rates make you second guess buying your first home in 2019? It shouldn't and here's why: Higher Rates But Not Frighteningly High With headlines that read "Feds Hike Up Mortgage Rates -- Highest Since 2014," it's no wonder that you doubt that it's a great time to buy...