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Ten Reasons to Obtain Your Mortgage with SMB
- Fast Determination - Notification for a full documentation loan, a qualification and notification will be given as fast as two hours after completion of loan application.
- Least Hassle - Our loan specialists are trained to make all loans processing as smooth as possible so that you will have an easy sail.
- Lowest Interest Possible - Based on your particular needs, we will design the best strategy to get you a rate that is the lowest in your situation.
- Highest Savings Possible - You do not have to pay an application fee. We do not charge credit report fee unless you have some special needs such as bad credit or ¡¢Dmessed-up¡¦ identity, etc.
- Lowest Upfront Fees - To start a processing, you only pay a third party appraisal fee. It is also free to lock in a rate for 60 days or less.
- Designated Professional Service - Unlike most of mortgage bankers, you only talk to your mortgage specialist who is responsible for all loan related matters until and unless the loan is closed.
- Full Product Line - As a mortgage banker, we can place almost all of the products that you may need. The products include but are not limited to the following: Confirming Loan, Jumbo Loan, Adjustable Rate Mortgage or Fixed Rate Mortgage, some Strategies to fit your needs etc.
- Maximum Flexibility - Our mortgage specialist can help you design such strategy like 80/10/10 Loans, Interest Loans, etc.
- Free Referral Services - We can refer most of services free of charge. Those services include but not limited to:
- Real Estate Attorney
- CPA Services regarding real estate taxation & profitability
- Insurance & Financial Advice
- Title Insurance Advice
- Real Estate Management
- No Hidden Costs
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